Foreign buyers of U.S. Residential properties are at record levels, with foreign buyer accounting for approximately 10% of all home sales by dollar volume and 5% by the numbers of properties being purchased. These buyers do not have the legal documentation to be considered Permanent Resident Aliens, which includes Permanent or Condition Resident Card, Green Cards, I-94A refuge/asylum, employment authorization form I-766 or I-765, and work authorization form I-797A. Non-prime lender now offers Foreign Nationals the ability to purchase a home using Non-Agency financing, with a minimum 25% down payment. While Non-Qualified and Non-Agency loan programs are constantly evolving please reference the below guidelines to assist you in determining if a Foreign National Mortgage Loan program is right for you: